A tax deadline can arrive before cash catches up. Brooks Beckman helps businesses explore funding for VAT and Corporation Tax bills, starting with the amount due, the deadline and how repayments would fit future cash flow.
Discuss funding for an upcoming VAT payment and the cash flow behind it.
Plan around a company tax bill and other commitments falling due.
Understand whether borrowing addresses a temporary gap or a wider business challenge.
A tax loan provides borrowing to meet a business tax liability, with repayments spread over an agreed period. VAT loans and Corporation Tax loans address different bills; the term, payment method, costs and eligibility depend on the lender. We will need to understand the liability and the business’s ability to meet both the loan repayments and future tax bills.
Tell us how much is due, when it must be paid and whether anything is already overdue. Share your current figures and explain why the gap has arisen. Our approach is to understand the pressure, consider the available routes and help present the business clearly. Applying for finance does not itself extend a tax payment deadline.
Compare total interest, fees, the repayment timetable and any personal guarantee or security requirements. Spreading a tax bill adds borrowing costs, and repayments may overlap with the next tax liability. Discuss the cash flow forecast with your accountant so the proposed arrangement supports a workable plan.
Yes. Contact us with the amount, due date and business details so we can explore the funding options. Availability remains subject to lender assessment.
Tell us immediately and explain any contact with HMRC. Lender appetite for arrears varies. Contact HMRC promptly about payment difficulties rather than relying on an application being approved.
No. Depending on the circumstances, HMRC may consider a Time to Pay arrangement. Discuss the alternatives with your accountant and HMRC as well as considering the costs of borrowing.
Further reading: VAT loans explained — British Business Bank ↗ · Help if you cannot pay your tax bill — HMRC ↗
General information reviewed 19 October 2026. Product availability, eligibility and terms vary by lender.
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